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Core Services

At DocShah Financial, we provide comprehensive and personalized financial planning and investment management. Prospective clients are free to combine services or choose any individually.
Please see below for our full suite of services.

Core Services

At DocShah Financial, we provide comprehensive and personalized financial planning and investment management. Prospective clients are free to combine services or choose any individually.
Please see below for our full suite of services.

Financial Planning

We collaborate closely with you to create a personalized financial plan that will guide you through your current financial situation towards a secure retirement. Once we gather all the necessary information, we deliver your comprehensive plan, which we will then thoroughly review and discuss via phone, video chat, or in-person meetings. This meticulously crafted plan will provide you with a roadmap for any or all of the following aspects:

Retirement Planning

Healthcare Savings

Educational Funding

Emergency Fund

Major Purchase Planning

Trust and Estate Guidance

Debt Management

Investment Management

Our approach to investment management begins by understanding your risk tolerance, investment objectives. Based on this information, we strategically allocate your funds across various assets such as stocks, ETFs, bonds, and more, aiming to accomplish your specific goals. Our investment philosophy centers around identifying exceptional businesses and disregarding market distractions. We rely on thorough fundamental analysis and advocate for a long-term investment strategy, recognizing that wealth accumulation is a gradual process rather than a quick race. Our expertise lies in tailoring diverse portfolios to meet individual needs. As an illustration, here are a few sample portfolios we can construct exclusively for you:

Dividend portfolio

Growth portfolio

Blended portfolio (stocks + bonds)

Large/mid/small cap portfolio

REIT portfolio 

Index funds, ETFs

80/20 portfolio (80% ETFs, 20% individual stocks)

Stocks are likes steaks – the less you fiddle with them, the better they turn out. 

Portfolio Review

For individuals who simply seek to have their already existing portfolios reviewed, we offer a thorough portfolio review service. We will evaluate your current holdings, providing in depth reports of the important investments as well as the portfolio as a whole. This review allows us to identify potential gaps or areas of improvement. Based on our analysis, we provide actionable recommendations to enhance the effectiveness of your portfolio, ensuring that it aligns with your financial objective.  

Seminars

Our seminars are well-suited to cover the fundamental aspects of financial literacy. The objective is to leave attendees feeling motivated and empowered to take control over their financial future. We offer comprehensive insights into a broad range of financial topics, including, but not limited to, financial planning, breaking down investment categories, weighing the pros and cons of various retirement accounts, and more. If your organization is interested in hosting Raul Shah for informative presentations on general (non-specific to any individual) financial matters, please contact us below.

OUR PROCESS

DocShah Financial

We have a thorough and all-encompassing financial planning process that ensures we stay aligned with your financial objectives. Our approach is both firm and adaptable, enabling us to adapt to life’s changes and maintain a focus on accountability throughout our partnership.

Work With Us

Engage & Evaluate

This brief initial conversation serves as an opportunity for us to become acquainted. During this call, you can express your financial worries, aspirations, and goals for the future.

Goals & Data

During this meeting, our objective is to collaborate in identifying your objectives and gathering the essential data to gain insight into your current position and devise strategies to assist you in achieving your goals.

Genius Session

Following the extraction of information and ideas from your plan, as well as the collection of relevant data, we will utilize this opportunity to assess your existing financial status and provide you with customized recommendations.

Execute

We will assist you with the process of opening the recommended accounts, helping you with any transfers and other specified tasks mentioned in the plan.

We collaborate closely with you to create a personalized financial plan that will guide you through your current financial situation towards a secure retirement. Once we gather all the necessary information, we deliver your comprehensive plan, which we will then thoroughly review and discuss via phone, video chat, or in-person meetings. This meticulously crafted plan will provide you with a roadmap for any or all of the following aspects:

Service Package includes: 
Retirement Planning
Healthcare Savings
Educational Funding
Emergency Fund
Major Purchase Planning
Trust and estate guidance
Debt Management

We aim to maximize the growth potential of your funds over an extended period by optimizing your financial resources. Our investment approach focuses on utilizing low-cost passive portfolio management strategies, which not only help mitigate risks but also minimize tax obligations.

Our investment philosophy stands on three pillars: 

Asset allocation

Selecting asset classes that will outperform the market is a highly challenging task, and this difficulty tends to increase over the long run. However, by opting for a risk allocation that matches your risk tolerance, you can achieve returns similar to the market while sidestepping the common mistakes made by many investors.

Low-cost investment portfolio

ETFs make an ideal addition to your investment portfolio due to their significantly lower expenses, long-term performance, and tax advantages.

Research-backed approach

Our investment approach is rooted in Nobel prize-winning research, which demonstrates that a well-diversified portfolio of low-cost exchange-traded funds, spanning across the globe, will yield superior results compared to an investment strategy focused on outperforming the market.